The Best Bean Dip Recipe - The Girl Who Ate Everything

"This is the Best Bean Dip Ever - creamy, spicy, and the perfect texture for dipping. Bring this Mexican appetizer to a friend's house to watch the game and it'll be a hit...."

INGREDIENTS
1 can ((16 ounces) refried beans)
1 cup picante sauce
1 cup (4 ounces) shredded Monterey Jack cheese
1 cup (4 ounces) shredded cheddar cheese
3/4 cup sour cream
1 package ((3 ounces) cream cheese, softened)
1 tablespoon chili powder
1/4 teaspoon ground cumin ((or more to taste))
tortilla chips
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