cheddar & ham chowder

Ingredients For cheddar & ham chowder

• 2 c

  water, boiling
• 2 c

  potatoes
• 1/2 c

  carrots
• 1/2 c

  celery
• 1/4 c

  onion
• 1 c

  ham
• 1 1/2 tsp

  salt
• 1/4 tsp

  black pepper
• 1/4 c

  butter, melted
• 1/4 c

  all purpose flour
• 2 c

  milk
• 2 c

  cheddar cheese