creamy cheddar chowder

Ingredients For creamy cheddar chowder

• 2 c

  diced potatoes
• 1/4 c

  chopped onion
• 1/2 c

  chopped carrots
• 1/2 c

  chopped broccoli
• 1/4 c

  butter or 1/2 stick
• 2 c

  milk
• 1/2 c

  flour
• 2 c

  cheddar cheese(shredded)
• 1 c

  cubed ham
• 2 c

  water, cold