INGREDIENTS
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2-3 Tbs. olive oil
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1 onion, chopped
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1 garlic clove, crushed
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1 Tbs. chili powder
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1 tsp. cumin
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2 cans dark red kidney beans, drained and rinsed
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1 cup salsa
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3 cups brown or white rice, cooked
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cheddar cheese, shredded
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sour cream, if desired