Cheesy Taco Soup

Cheesy Taco Soup was pinched from <a href="http://servedupwithlove.blogspot.com/2013/05/cheesy-taco-soup.html" target="_blank">servedupwithlove.blogspot.com.</a>
INGREDIENTS
1lb lean ground beef
2 Tablespoons butter
2 Tablespoons flour
2-1/2 cups milk, divided
salt & pepper
1 cup freshly shredded cheddar cheese, plus more for topping
1 package taco seasoning
10oz can Rotel, undrained
15 oz can of Pinto Beans (original called for black beans but I do not care for them)
Crushed tortilla chips
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