INGREDIENTS
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1 eight-ounce package cream cheese, at room temperature
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4 tablespoons (2 ounces) unsalted butter, at room temperature
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3 cups confectioners’ sugar
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2 tablespoons milk or half-and-half
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2 baked 8- or 9-inch cake layers or 2 pound cakes (any flavor)
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1 pound milk, dark, or white chocolate, chopped
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Sprinkles, shredded coconut, finely chopped nuts, or colored sugar (optional)