7-Layer Bean Dip

7-Layer Bean Dip was pinched from <a href="http://www.cookingclassy.com/7-layer-bean-dip/" target="_blank">www.cookingclassy.com.</a>
INGREDIENTS
1 (16 oz) can Rosarita Traditional Refried Beans
1 (10 oz) can Rotel Diced Tomatoes & Green Chilies, drained (use Mild if you don't like much heat)
2 tsp chili powder
3/4 tsp ground cumin
1/2 tsp garlic powder, divided
Salt and freshly ground black pepper
3 medium avocados, peeled and cored
1 1/2 Tbsp fresh lime juice
1/4 cup chopped fresh cilantro
12 oz. sour cream
1/2 (6 oz can) black olives, sliced
2 small Roma tomatoes, diced
1 3/4 cups finely shredded cheddar and Monterey jack cheese blend
1/3 cup sliced green onions
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